STEP-1
In a chilled large mixing bowl, stir milk and pudding. Mix until you get a pudding consistently.
STEP-2
(Stir in the optional cream cheese. See below for details)
STEP-3
FOLD in the whipped cream topping.
STEP-4
Add the crushed cookies (you do not need to remove the frosting center). Stir until combined throughout.
STEP-5
Cover the bowl with plastic and chill for at least 1 hour or overnight.
STEP-6
To make this creamier, add softened cream cheese. Beat the cream cheese until smooth and stir it into the pudding mixture before you add the whipped cream.